Bargeldlos bezahlen mit dem Smartphone

Cashless payment with the smartphone in the age of Corona

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Contactless data transfer on NFC basis when paying with smartphone

NFC stands for Near Field Communication and describes the transmission of data between two end devices without making physical contact. The receiver and transmitter must be only a few centimeters apart. NFC is a version of the well-known RFID (Radio Frequency Identification) technology that has been in use for some time. For example, RFID is commonly found in retail anti-theft devices, key cards, and student IDs.

The option of contactless payment using these reloadable cards has also been available in canteens and cafeterias for some time. With NFC, cashless payment with a smartphone is now possible. All you need is an NFC-enabled phone and a payment function like Apple Pay or Google Pay, and you can pay securely and germ-free.

NFC is equally suitable for transmitting texts, images and even videos. Use NFC-enabled promotional materials and deliver messages and information about the product directly to the customer’s smartphone. You can also attach an NFC tag to your item afterwards with the help of inexpensive stickers. As soon as a smartphone gets near the tag, your message is transmitted.

Kontaktlose Datenübertragung auf NFC Basis bei der Bezahlung mit dem Smartphone

NFC protects against corona and data theft

Cashless payment with your smartphone and NFC protects you from corona virus infection from coins, bills and card readers. To do this, download the appropriate app on your smartphone, or iPhone owners take Apple Pay, for Android users Google Pay is available. Now follow the instructions to link the app to your credit card, ATM card or PayPal account. 

Many retailers and grocers now offer smartphone payment. Just look for the NFC icons in the checkout area or check out the retailer’s website before making a purchase. At checkout, unlock your smartphone, hold it up to the NFC-enabled reader, and wait for payment confirmation. As a user of Apple Pay, you can even identify yourself using Face ID and do not have to touch the screen of your device, but mouth guards must be removed briefly. This is especially convenient if you additionally protect yourself with gloves. 

Cashless payment with NFC is not only secure in terms of Corona, but also in terms of data theft and fraud. For the transfer, you need to unlock your device first, which protects you from unauthorized access. In addition, contactless sending of money only works if you hold your smartphone no more than five centimeters away from the reader.

 Even if you lose your device, your data remains safe because your account information is not stored on your smartphone, but encrypted online. This way, you can also lock your payment card remotely and make it unusable for thieves. This provides you with all-round protection and does your bit in the fight against Corona.

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